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How to use your Swift card

You can use Swift across the West Midlands, but where you can travel depends on what ticket you have on your card.

The ticket you need on your Swift card will depend where you want to travel. To work out what ticket you need you can:

*Register your Swift card

If you have bought a pay-as-you-go Swift card, you should register it online so you can:

  • top-up your Swift card online
  • replace your Swift card without losing any credit

Collect a new ticket to your Swift card

If you bought a new ticket to your Swift card or topped it up, you need to update your Swift card before you can use it. You can update your Swift card using:

Keep your Swift card separate

You should take your Swift card out of your wallet or purse when you use it. This avoids card clash. Card clash is when the reader accidentally reads your contactless bank card instead of your Swift card.

Bus

You can use your Swift card on most buses, but some depend on whether you're using a season ticket or pay as you go. Check with the bus operator to make sure you can use your card on the bus you need to take.

When you get on the bus, tap your Swift card on the reader and show any other travel discount card you have to the driver. You might need to show your Swift card at any point in your journey if a conductor wants to check it.

Train

You cannot use pay as you go Swift cards on trains. You can only use a Swift card with a season ticket on it.

You might need to show your Swift photocard during your journey. You might also need to show a travel discount card if you have one.

At some rail stations, you need to tap your Swift card on the gateline reader when you go in or out of the station.

Tram

If you have a pay as you go Swift card, you need to buy your ticket from the conductor on the tram.

You might need to show your Swift card at any point in your journey if a conductor wants to check it.

How to register your Swift card online

  1. Go to: myswiftcard.com
  2. The top right-hand corner will show ‘Sign in or register’ - select this option.
  3. There are 3 options: ‘Already have an account’, ‘new customer’ or ‘have a card but not a swift account’.
  4. Scroll down until you see the option ‘Have a card but not a swift account’.
  5. Select ‘Register your Swift card’.
  6. Enter your long swift card number, alongside your postcode.
  7. Complete registration by filling in your personal details and press ‘Continue’.
  8. Your swift card is now registered, which is protected if lost or stolen and will enable you to make purchases online in the future.

Replace a lost or stolen Swift card.

Lost or stolen swift cards can be replaced so long the swift card is registered and there is an existing product on the card with more than 7 days remaining. Replacement cards can take up to 5 working days to arrive depending on the post.

Lost Cards

The quickest way to request your replacement is using our online portal. 

There is a £7.50 charge for replacements and your new card will be posted to you within 5 working days of submitting your request. 

If you need to continue to travel while you wait for your new card to arrive you will need to purchase additional tickets to cover your journey. You can use our ticket finder to find the best ticket for your journey.

Stolen Cards

If your Swift card has been stolen, please report this to the police as soon as possible and ask for a Crime Reference Number. 

A valid Crime Reference Number means your replacement is free of charge. Call our Customer Service team on 0345 303 6760 quoting the Crime Reference Number, and we will arrange for a replacement Swift card to be sent to you. You’ll get your new card through the post within 5 working days.

If you need to continue to travel while you wait for your new card to arrive you will need to purchase additional tickets to cover your journey. You can use our ticket finder to find the best ticket for your journey.

Pay As You Go Cards.

PAYG Swift cards can be replaced if the card is registered. The remaining credit will be transferred to a new card for an admin of £7.50.

Refunds

Refunds may be issued if there is a valid reason for the request and are subject to an admin fee as long as your swift card is registered. Call 0345 303 6760 to discuss your request with a Ticketing Services Executive. 

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